It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!

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Explore various loan program options for fixed and adjustable rate mortgages.

We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Have any questions about us? Don't hesitate to contact us

FHA Loans, VA Loans, Conventional and Bank Statement Loans
in Chula Vista, CA

Welcome to the official site of Eric Cordero, The SoCal Mortgage Expert, a full-service mortgage professional based in Chula Vista, CA powered by Western Capital Mortgage. When it comes to low rates and amazing customer service, look no further. I specialize in FHA Loans, VA Loans, Conventional, Bank Statement and other Loan financing options in Chula Vista. I also serve the surrounding cities in San Diego County and all over the state of California. Whether you are buying a home or refinancing in any of these local zip codes: 91915, 91914, 91911 or any part in California, I can help you realize your dream of homeownership or save you time and money when getting your new lower monthly payment with  the lowest fees and rates available.

In terms of Purchase Loan programs, I offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional | Bank Statement | Non Qualified Mortgage Programs

(Terms and conditions apply)

Refinancing? I can help you with that, too!

I offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out to remodel your home, consolidate your high interest credit cards, or to just get a better rate and term, I can assist you. I offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA IRRRL | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo | Non Qualified

What makes me unique is that I offer the following niche programs as well: down payment assistance and credit repair.

Contact me, Eric Cordero, today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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